Water damage describes a large number of possible disruptive water discharges which would allow material or system damage by destructive processes such as wood decay, growth, steel rusting, removal of layers of materials such as plywood, and many others.
The damage may be very slow and small like water spots that could eventually damage the surface, or may be direct and catastrophic like flooding. No matter how quickly, water damage is a major contributor to the loss of property.
An insurance policy may or may not cover costs associated with water damage and water damage recovery processes. Although the common cause of housing water damage is often the failure of water pumps, many homeowner insurance policies do not bear related costs without addendum which adds a monthly premium to the policy. Often the addendum pronoun is similar to "Gutter and Drain Coverage".
Persons affected by large scale floods may have the ability to apply for government assistance and FEMA through the Individual Assistance program. At a larger level, businesses, cities and communities can apply to the FEMA Public Aid program for funds to help after the great flood. For example, the city of Fond du Lac Wisconsin received a FEMA grant worth $ 1.2 million after the floods in June 2008. The program allows the city to buy damaged property, destroy buildings, and transform property into green public spaces.
Video Water damage
Cause
Water damage can come from different sources such as broken dishwashing hoses, overflow washing machines, dishwashing leaks, broken/leaking pipes, flood water, and clogged toilets. According to the Environmental Protection Agency, 13.7% of all water used at home today can be attributed to pipeline leaks. On average it's about 10,000 gallons of water per year wasted with leaks for every US home. A small 1/8 inch crack in the pipe can release up to 250 gallons of water every day. According to the Magazine Claim in August 2000, the damaged water pipe ranks second for a good storm from the number of damaged houses and the number of claims (an average of $ 50,000 per insurance claim) in the US. Experts recommend that homeowners inspect and replace worn pipe fittings and hose connections to all household appliances that use water at least once a year. These include washing machines, dishwashers, kitchen sinks and bathroom restrooms, refrigerator ice makers, water softeners and moisturizers. Some US companies offer a whole house leakage protection system using flow based technology. A number of insurance companies offer policyholders a reduced rate for installing a home leakage protection system.
As far as insurance is concerned, much of the damage caused by bad weather is considered to be flood damage and is usually not covered by homeowners insurance. Coverage for bad weather usually requires flood insurance.
Maps Water damage
Category
Category 1 Water - Refers to water sources that do not pose a significant threat to humans and are classified as " clean water ". An example is a discontinuous water supply channel, tub or overflows or a malfunctioning device involving water supply channels.
Category 2 Water - Refers to a water source that contains significant levels of chemical, biological or physical contaminants and causes discomfort or illness when consumed or even exposed. Known as " gray water ". This type carries micro organisms and micro-organism nutrients. Examples are toilet bowl with urine (no dirt), pump failure, seepage due to hydrostatic failure and water discharge from a dishwasher or washing machine.
Category 3 Water - Known as " black water " and is not very clean. This water contains unsanitary agents, harmful bacteria and fungi, causing discomfort or serious illness. The type 3 category is a contaminated water source that affects the indoor environment. This category includes water sources from waste, seawater, rising water from rivers or streams, groundwater or standing water. Category 2 Water or Gray Water not immediately removed from the structure and or remain stagnant can be classified as Category 3 Water. The back flowing toilet coming from outside the toilet trap is considered contamination of black water regardless of the content or visible color.
Class
The class of water damage is determined by the possibility of the rate of evaporation based on the type of material affected, or wet, in a room or flooded space. Determining the class of water damage is an important first step, and will determine the number and type of equipment used to drain the structure.
Class 1 - Slow Evaporation. Affects only part of the room. The material has a low permeability/porosity. Minimum humidity is absorbed by the material.
Class 2 - Fast Evaporation Rate. Water affects the entire room carpet and pillows. May have an evil wall, but no more than 24 inches.
Class 3 - Fastest Evaporation Rate. Water generally comes from above, affecting the whole area; walls, ceilings, insulation, carpets, cushions, etc.
Class 4 - Special Situation Drying. Involves materials with very low permeability/porosity, such as hardwood flooring, concrete, crawl space, plaster, etc. Drying generally requires very low specific moisture to achieve drying.
Recovery
Different methods of removal and measurement are used depending on the water category. Due to the destructive nature of the water, the chosen restoration method is also highly dependent on the amount of water, and on the amount of time the water remains stagnant. For example, as long as the carpet has not been wet for more than 48 hours, and the water involved is not dirt-based, carpets can usually be stored; However, if the water has been soaked longer, then the carpet may not be repairable and should be replaced. Restoration of water damage can be done by the property management team, building maintenance personnel, or by homeowners themselves; however, contacting a certified professional water damage restoration specialist is often regarded as the safest way to recover a damaged property.
Standard and settings
While there are currently no government regulations in the United States that dictate the procedure, two certification bodies, the Cleaning Inspection and Recovery Certification Institute (IICRC) and RIA, recommend a standard of care. The recommended standard IICRC is the IICRC S500.
The Fire and Water Recovery Company is regulated by the appropriate state Department of Consumer Affairs - usually the state contractor's license board. In California, all Fire and Water Recovery companies must register with the California Contracting State License. Currently, the California Contractor License Agency does not have a specific classification for "water and fire damage restoration."
Procedures
Restoration of water damage often begins with a loss assessment and evaluation of the affected material. Damaged areas are checked with water-sensing equipment such as probes and other infrared devices to determine the source of damage and possibly the area affected. The recovery service will then be provided to the residence to dry the structure, clean the affected or polluted areas, and remove the odor on all affected areas and materials. After labor is complete, water damage equipment including air drive, air purifier, damper, wood floor drying system, and downstairs drying equipment are left at home. The industry standard states that the drying vendor should return at regular intervals, preferably every twenty-four hours, to monitor equipment, temperature, humidity, and moisture content of impacted walls and contents.
See also
- Indoor prints
- Print control and prevention in library
References
Source of the article : Wikipedia
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